Why getting cheap car insurance for teens is a beneficial option?
Every teen is wondering if there is any option to get auto insurance for 17 year old teens. Well, these days many companies offer this type of insurance. But the rates of car insurance of 17 year old female or male will be very high considering the risk factor associated with the teens. Because teens have less experience of driving on the road, and it increases the probability of meeting into accidents.
When you think about purchasing car insurance for teens, you should check what the minimum state’s law requirements are and for security you should always buy extra coverage than your state’s minimum requirements. You can also know about some of the discounts to your insurer.
Guidelines to get the cheapest car insurance for 17 year old male or female.
You can get many ways by which you can easily secure cheap car insurance for 17 year old drivers. Below are some of the important guidelines to follow while comparing quotes:
- When a parent already has a car insurance policy then you can add your teen’s name whether he is a boy or a girl. It will help you save money by not increasing the premium rates of current policy.
- If you have less number of cars than your family members then you can get a discount on it.
- College students can get discounts on good academic records with an average score of 3.0 throughout their studies.
How much does it cost to get the best car insurance for teens?
The average cost of car insurance for 17 year old is around 11,000 for a year according to the survey of 2019. But when they add their name in their parent’s policy, it will save around half of the actual cost of the separate policy. Teens can also reduce the price of premiums by eliminating the undesired coverage and applying for all the possible discounts.
Gender plays an important role while deciding the price of car insurance for 17 year old, as it is 20-25% more costly to buy insurance for females than a male policy.
What are the tips to get the cheapest car insurance for 17 year old teens?
- Buy an old car: You can increase the chances of getting the cheapest car insurance if you buy an old used car.
- Age: The premium rates of the 16 year old car insurance will be more than that of the 18 year old. It implies that the more the age the more experience the teen is carrying.
- Good Students: Get a discount of 10% on car insurance premiums by showing your good academic records.
- Safe Driving Course: If you show them the certificate of successful completion of a responsible driving course. You will be eligible for a safe driver discount.
- Clean Record of Driving: Try to maintain a clean record of driving on the streets. If you are free of tickets, insurers will give you discounts for maintaining a clean record of driving.
For more information on how to save on car insurance and where to get free quotes comparison you can visit this reputed website eviosinsurance.us and start saving money.
